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Feeds for Legal:National-State-Local from EzineArticles.com [EzineArticles.com is Trusted By Millions as The Source For Quality Original Articles ]

1. Estate Planning - Know the Basics
Nobody wishes to think of their death but death is something that's inevitable. So before you should pass away, it is necessary that you can be certain that all your family is provided for. This means that you should plan your estate properly much in advance. Making arrangements in your final days is not solely for helping all your family through some of the toughest times within your lives; it is also about ensuring that your life's efforts will not be wasted. Here's what you need to do:

2. Filing Bankruptcy and the Automatic Stay
Many Americans do everything in their power to avoid filing bankruptcy at all costs. The thing that usually pushes them over the edge is aggressive creditors. Since the credit meltdown back in 2007, creditors have taken on a new aggressiveness in their collection tactics.

3. Judgment Debtor Negotiations
If either the judgment creditor or the judgment debtor is not realistic and flexible enough, settlement efforts will not succeed. The judgment debtor requires more than a desire to settle, they also need the money to settle with. When judgment settlement works, the judgment creditor gets paid; and the judgment debtor gets their judgment satisfied, so nobody can ever legally bother them about that judgment anymore.

4. Credit Card Lawsuit: Getting A Judgment Against You
What do you do when you lose a credit card lawsuit? Read this article to find out!

5. Using A Judgment Attorney
Most attorneys are experts at winning the lawsuits that create judgments, and most do not recover judgments. With most attorneys, winning court cases is usually a lot more interesting than enforcing judgments. When the right judgment situation meets the right judgment recovery attorney, magic (recovering money from your judgment debtor) can happen.

6. Validation Letter: Temporary Solution When Being Sued By A Credit Card Company
How do you buy time when you are being sued by your credit card company? Find out the best strategies to use when being sued by your credit card company by reading this post.

7. Should You Give Up Ownership Of Your Judgment?
It's your judgment! You were the person who was done wrong by your legal adversary. You were the person who had a legitimate complaint, and took your problem to a court. You are the one that the court agreed with. It was you who were awarded a civil money judgment, to help make right the wrong that you suffered.

8. Should You File for Bankruptcy?
Deciding whether filing bankruptcy is a good decision for you can be frustrating and really difficult. Many consumers find themselves wondering if bankruptcy is even an option for them, or if it is something that they would benefit from. My understanding, after interviewing many possible candidates for bankruptcy, is that they all seem to fear the same things.

9. When Bankruptcy Goes Wrong!
With the turmoil with the economy, many consumers are filing for bankruptcy. Many are filing Chapter 7 (commonly referred to as a fresh start bankruptcy), many others are under a wage earner plan also known as Chapter 13 Bankruptcy.

10. On the Concept of Lawyer's Club
Finding a good lawyer can actually be a daunting task for some. I have seen many lawsuits going haywire simply because of a lack of effective communication between the client and his advocate. With due respect to the noble profession, most of the professional practitioners are busy like hell, and they don't have time even to pay attention to what the client might be actually talking about.

11. Ten Reasons Debtors Do Not Pay Judgments
You went to court against your legal adversary with the idea they would become a judgment debtor, and then would have to pay you. Usually, they do not ever pay you. When they pay, it is usually because you found a recovery expert, and had to share a big part of whatever they recovered. Why do most judgments remain uncollected? Why don't judgment debtors pay off judgment debts? Here are ten common reasons:

12. Creditor's Liens And Foreclosures
When a judgment debtor falls behind on making payments on their real estate loan, that is usually bad news for creditors. However, occasionally a foreclosure action against a judgment debtor's property might be good for a judgment creditor, possibly increasing the chances for their judgment to get satisfied.

13. Collect My Judgment
In most jurisdictions, judgments may be sold to, and recovered by, anyone who calls themselves a judgment buyer or a judgment enforcer. In certain states, only an attorney or a collection agency can recover a judgment for someone else. When someone wants to buy or recover your judgment, make sure doing so is legal in your state. Who can recover your judgment? The choices are attorneys, collection agencies, judgment assignees, or yourself.

14. The Top Ten Judgment Problems
Usually, judgment recovery is a hassle. Some general frustrations are the laws that protect judgment debtors, the judgment debtors themselves, and our crummy economy. These are the top ten judgment recovery frustrations...

15. Judgments And Community Property States
Community property states are those where both married spouses share responsibility for all debts and income incurred or earned by themselves individually, and also whatever is earned or any debts incurred by their spousal partner. Community property means that each spouse has a one-half, undivided, legal or equitable, vested or contingent, present or future interest in their assets and properties.

16. More Than One Judgment
Most judgments are never collected, so perhaps after you learn how to recover your own judgment, you can recover judgments for some other creditors of your judgment debtor. Professional judgment enforcers do that all the time, they look for other judgments against the same judgment debtor.

17. You May Be Able to Challenge a Bank Garnishment
Texas does not permit wage garnishment against you as a judgment debtor unless your judgment is for court-ordered child support or spousal maintenance. But, Texas does authorize a bank garnishment to collect civil money judgments.

18. Watch for a Wrongful Writ of Execution in Texas
A writ of execution to enforce a judgment in Texas can be a terrifying experience for a judgment debtor. Nevertheless, as a judgment debtor you need to understand that just because a writ of execution is served on you does not mean everything has been done in a lawful manner.

19. Polite Judgment Recovery
Diplomacy is one of the very few judgment enforcement tools that are free. Starting a recovery by being polite with your judgment debtor is easy, has very few risks, and might help you get paid. Enforcing a judgment with diplomacy starts when you use the phone, the post office, or even arrange to discuss in person; how amenable the judgment debtor is to the idea of working with you, to solve your mutual dilemma of the unsatisfied judgment debt.

20. Credit Card Lawsuit Info: More on Statutes of Limitation
How can statutes of limitation help you win the credit card lawsuit you are facing? Read this post for more information.

21. Writ Of Execution
An execution of a judgment is the process that begins when a judgment owner hires an official officer of the court (usually the Sheriff) to take possession of property belonging to the judgment debtor, with the purpose and goal of selling it to satisfy the judgment against the debtor. Judgment execution rules may vary by state and jurisdiction.

22. Judgment Recovery As A Game
Most judgments are never recovered, and judgment recovery is often a strategy game, and usually a very challenging one. So, why not approach judgment recovery as a challenging and fun game? If judgment recovery was certain, it would not be as much fun. As with modern computer-based games, when one gets stuck, they might be able to "buy hints" by hiring a private investigator, or by paying some asset discovery service.

23. Selecting A Good Business Bankruptcy Attorney
Business is the most common means of the income, but at the same time it involves much more complexities than a salaried job. When your business enters into a condition of financial incapacity and it is not able to pay its dues, is bankruptcy.

24. Court Reporters Do Not Have to Be a Full Time Employee
The judicial system is not the only environment requiring assistance of court reporters today. Numerous companies use these professionals to accomplish the task of completing formal documents. It is a diverse area that includes closed-captioning, news reporting, sports events, government proceedings, and general meeting processes.

25. The Demand for Court Reporting Experts Continues to Expand
Court reporting, sometimes referred to as stenography, is the process of transcribing a person's spoken or previously recorded words into written form. It is most commonly used as part of the legal process either in the courtroom or during briefing sessions; however, the occupation extends into the general business sector. An individual must be well versed in shorthand writing and trained to use voice or stenography devices to create the required official transcripts.

26. The Statewide Criminal Record Databases: How Good Are They?
Criminal court records are perhaps the most widely sought public record in the U.S. The process of researching court records online can be very complicated and frustrating because of the extensive diversity of the accessibility and content.

27. Wage Levies
Ideally, wage levies would always work, however in the real world, they often do not work. The first thing to check is, are wage levies allowed in your state? Most states allow wage levies. The first step in a wage levy, is finding out where your judgment debtor is employed.

28. Judgment Liens
Judgment liens attach to the identity of the person or the entity. Judgment liens usually attach to any properties they own now or in the future. The process for creating a judgment lien is usually simple and cheap. The procedures and terminologies used varies in each state. Almost every state allow a property lien to be created by judgment owners.

29. Why Judgment Settlement?
When people first win their judgment, they are often very confident that their judgment can be sold for big bucks, or will quickly be collected in full. That confidence usually fades fast when they face the realities that make judgment recovery difficult. For the debtor, settling a judgment saves them money and hassles, and gives them peace of mind.

30. Bank Levies
As important as how much money is in your judgment debtor's bank account is; much depends on the laws of your state. While a few states restrict or do not allow bank levies, most allow them. Bank levies require specific forms and documents. Levy information can be found online, including laws, articles, and other resources. Your local court or Sheriff may have laws and policies on their web sites, including the required forms.

31. How To Collect My Judgment
What if you won a lawsuit and have been awarded a civil money judgment, how do you collect your judgment? This article is a brief outline, with a simple overview of some common procedures to collect your judgment.

32. Judgment Documents
Judgment recovery is a very paperwork-intensive process, with many court and Sheriff-related legal documents required. Even though the documents, and how to fill them out can be confusing, you must take the time to learn how to fill them out correctly. You do not want to have a judge, or clerk of court reject a vital document at the worst possible time, allowing your judgment debtor to (e.g.) close their bank account to avoid your levy.

33. Bankruptcy And Settlements
Settling a judgment means that a judgment debtor and the judgment owner reach a compromise to satisfy their judgment for an amount that is less than the full (often theoretical) amount owed. The "Achilles' heel" of a settlement agreement occurs when the debtor pays the creditor, and then files for bankruptcy protection.

34. Marvelous Business Facts With The Best Business Attorney
Particularly in startup business, many holders tend to hire an attorney to move their business up to the mark. The goal for contracting a best business attorney may not, however, be so superficial. A good business lawyer will provide energetic support in nearly in every phase of your organization, from basic zoning agreement, exclusive rights& trademark instruction to formal business combination & lawsuits and legal responsibility.

35. Selecting a Probate Lawyer
Probate laws of a state govern the process of distributing the property of a person after he/she is dead. There is a separate segment of lawyers which specializes in dealing with such cases and helps in the distribution of this property.

36. Tips To Reduce The Expenses In International Litigation
Business disputes are very common and businesses have to face litigations many times. As long as the litigations are confined to domestic area the expenses can be controlled very easily. The real problem occurs in case of international litigation where the court proceedings occur in a foreign country.

37. Sued By Credit Card Company: What Your Creditor Won't Tell You
Your creditor might not be entirely honest and there are things they'd rather not let you find out. Know more about this by reading this post.

38. Is An Initial Consultation With A DWI Attorney Free?
You should only talk to DWI attorneys that offer a free consultation regarding your case. You need to know who you are dealing with and what your comfort level is before deciding to hire any attorney.

39. Document Production Requests
Requests for the Production of Documents and Things (PDT) can be a very useful post-judgment discovery tool. This kind of request is sometimes referred to as a Subpoena Duces Tecum (SDT). In this article, the abbreviation PDT-SDT will be used for this discovery tool. The reason to use a PDT-SDT is to try and more thoroughly locate and analyze the judgment debtor's assets.

40. Interrogatories For Judgments
Interrogatories are used to discover facts about a judgment debtor and their finances, that they wish you would never be able to find out. You can ask questions about their employment and income, bank accounts, real estate, stocks and bonds, and just about anything else about their possible assets that you would want to know.

41. Law Libraries
Many counties have law libraries, that are usually either part of, next to, or near a courthouse. Most are sponsored in some way by a local bar association. Law libraries are usually not crowded, especially in this economy. While law libraries are designed for lawyers and mostly lawyers use them, almost all of them allow nicely dressed, polite, and quiet mortals to have access to everything.

42. Post Judgment Discovery
Discovery is a formal court process where you request relevant information or documents from your judgment debtor, or third parties possessing information about the judgment debtor's assets, in an attempt to "discover" pertinent facts about the assets of the judgment debtor. Sometimes, judgment debtors that have not cooperated, and have no willingness to pay off their judgment debt, start paying, after they are served with a court-ordered request for post-judgment discovery.

43. Fighting Credit Card Lawsuit - Winning Your Case
Is there a way to defend yourself against credit card lawsuit without hiring an attorney and win it? This article will give you the information you need to fight debt claims effectively.

44. Sued by Credit Card Company: Shooting for Debt Settlement
How do you avoid a credit card lawsuit from happening? Read this post to learn more.

45. Mistakes to Avoid When Being Sued by Credit Card Company
Faced with a credit card lawsuit? Find out what you need to watch out for when defending yourself in court Pro Se by reading this post.

46. Got Served a Summons for Credit Card Debt? Don't Call Your Creditor Just Yet!
Why should you avoid contacting your creditor as soon as you received a summons for credit card debt? Read this post to know more.

47. Judgment Organization
It is very helpful to organize everything before you try to collect your judgment. Using basic filing and storage procedures can help make it easier to recover a judgment. The most important document to keep is a copy of the judgment itself. If it was a default judgment, a copy of the proof of service is also very important.

48. Defining Lemon Law: What Is a Lemon?
Lemon law, which varies from state to state, includes a set of statutes that provides information on defective automobiles and a person's ability to recover financial compensation after purchasing a defective car. If you believe you've purchased a lemon, or a defective car that is not able to serve its purpose, you may be eligible for a lemon law claim.

49. Your Judgment Debtor
It is critical to know exactly who your judgment debtor is, and what available assets they may have, before trying to sue someone or to collect a judgment. After that, one needs to know for sure that the judgment is correct and effective.

50. Collecting A Judgment Yourself
The advantage of collecting your judgment yourself is that you get to keep 100% of all the money you net from the potential recovery of your judgment. Perhaps you do not have to share any potential recovery with a professional judgment enforcement specialist.

51. Suing With The Correct Name
When you start a lawsuit, it is really important to name your defendants property, so your judgment will "attach" to actual people or valid entities. If you sue someone with the wrong, or a misspelled name, it opens up a possible defense for the debtor to use, to avoid paying the money that is due for the judgment.

52. Debt Collection Laws: The Hearsay Evidence Rule
What is the Hearsay evidence rule and how can it help you win the credit card lawsuit filed against you? Read this article to know more.

53. Debt Collection Laws: Re-Aged Credit Card Debts
Some debt collection agencies or junk debt buyers apply questionable practices to get what they want, including re-aging CC accounts. Learn more about re-aging credit card accounts by reading this post.

54. Debt Collection Laws: Statue of Limitations Explained
What is statutes of limitation and how can it help you win your case against your creditor in court? Read this post to learn more about the statutes of limitation.

55. Pleading Paper
The phrase "Pleading Papers" has two meanings. The first is the careful and important wordings and concepts that create an official motion or a response for a court matter, and this article is not about that. This article covers the other meaning of the phrase "pleading paper", the basic formatting required for all court filings.

56. Written Interrogatories in Federal District Court Litigation
Discovery is permitted in civil litigation in both Federal District Courts, and also in Bankruptcy Courts pursuant to the Federal Rules of Civil Procedure (FRCP). While depositions are permitted the use of other discovery methods is often more cost effective. The scope of discovery under FRCP Rule 26(b) is very broad.

57. How to Fight a Credit Card Lawsuit: Answer Your Request for Admissions
Thinking of defending yourself in court Pro Se? Learn the basics on answering Admission requests by reading this post.

58. How to Beat a Credit Card Lawsuit
Faced with a credit card lawsuit? Read this post to learn the basics on how to beat credit card lawsuit.

59. Dumpster Diving And Judgments
One "dirty trick" used by some judgment recovery specialists is Dumpster Diving. Dumpster Diving is intercepting and inspecting a judgment debtor's garbage. It is messy, slightly risky, and is obviously is not a first, or a favorite way to find clues about where judgment debtors go, and their assets.

60. Access Public Marriage Records Instantly
If you want to access public marriage records you are in luck as these days you can access public marriage records as well as a host of other public court records over the internet with just a few clicks. However this was not the case in the past as there were different rules and restrictions surrounding these public records and they were not made available to all individuals.

61. Stepwise Guide To Find The Best Lawyer For Your Case
Most of the people, or you can say the common man, usually live inside the law. They try to live by the law and don't have much knowledge of dealing with police, judges and lawyers. The problem occurs when they need legal help and have no clue where to go, whom to approach and how to find it.

62. Defense Against Credit Card Lawsuit: CC Statements Not Enough Evidence in Court
Will old credit card statements hold water in court? Don't be so quick to believe what your creditor tells you! Read this post to know more.

63. Being Sued By A Credit Card Company: Winning The Case Against You
When being sued by a credit card company, what should you shoot for as you defend yourself in court? This article will shed light on the meaning behind having your case dismissed with or without prejudice.

64. Credit Card Lawsuit Defense Facts
Learn the basics in defending yourself in court. Read this post to determine how you can plan out your defense once the credit card legal proceedings start.

65. Credit Card Lawsuit: Dealing With Junk Debt Buyer's Admission Request Lawsuit
Faced with a credit card lawsuit? Learn the basics on Junk Debt Buyer's Admission request by reading this post.

66. Credit Card Lawsuit Information: Explaining The Plaintiff
Don't have any idea the major players in a credit card lawsuit? Read this article to learn more about the Plaintiff.

67. Sued By Credit Card Company: Answering and Sending Your Own Request for Admissions
Requests for Admissions have many pitfalls as the plaintiff will try to ask trick questions to get the defendant to admit he or she owns the debt in dispute. Learn what you need to do during this important lawsuit phase by reading this post.

68. Responding to a Collection Agency's Interrogatories Correctly
The Interrogatories phase is one of the most important part of a credit card lawsuit. Find out what to watch out for by reading this post.

69. Common Legal Support Services: Questions and Answers
No trial or deposition can be completed without the use of court reporters. Over the years, the development of new technology has drastically changed the way that these professionals complete their job. Whether you are a law firm, an insurance company, or a corporation, you will be looking for a firm that provides local, responsive legal support services for your next case or deposition.

70. How Legal Support Services Have Evolved in Recent Years
The stereotypical image of a court reporter usually involves someone clicking away on a typewriter as the lawyers involved in a deposition state their case. Yet, modern technological advancements have also led to improved methods in this field. These developments relate to not only how notes are collected, but also to how they are delivered.

71. Do Laws Apply to the Internet?
Last week, I was giving much thought to a Social Media topic that would do more than just fulfill an obligation to myself to publish a new post each week. Sure, I could share some useful tips for businesses looking to leverage the full power of Social Media Marketing. After all, most business executives are interested in learning how to increase sales revenue through the use of the latest and greatest online strategies and tactics.

72. Credit Card Lawsuit: To Dismiss With or Without Prejudice
Discover more on credit card lawsuit defense. Learn the difference between a case being dismissed with or without prejudice by reading this post.

73. Credit Card Lawsuit Defense: Fight For Your Rights and Win
The first thing to do is to get as much information as you can about credit card debt when receiving a summons. Learn more about it by reading this post.

74. Can the Government Legislate to Punish a Specific Individual?
During the 16th and 17th centuries the British Parliament often employed enactments court bills pertained to inflict the death penalty on persons deemed guilty of seditious acts, such as attempting to overthrow the government. In addition to the death sentence, debilitating the usually carried with it a corruption of blood which meant that the attained parties property could not pass to his heirs. If the bill imposed punishment short of death, such as banishment, confiscation of goods or loss of the right to vote, it was called a bill of pains and penalties against persons deemed guilty of disloyal to...

75. What Are the Powers of Police to Search Cars?
The Supreme Court recognises three distinct doctrines is committing to the power of police to search automobiles without warrants.  First, a warrant has not been required so long as there is probable cause to believe that the vehicle contained contraband or evidence of a crime. This automobile exception has been greatly expanded since the early cases.

76. Article III, the Size of the Federal Government and the Constitution
The story of Article III of the United States Constitution, the judiciary of the United States and other elements central to the legal system are in many ways the story of American constitutionalism itself. The story has a beginning but no end of it is fraught with tension, uncertainty and ambivalence. Article III of the Constitution defines and the limits the judicial power of the United States.

77. Understanding the Job of a Paralegal
Lawyers cannot possibly do their entire job alone. They need assistants, which are referred to as paralegals. These legal assistants do secondary tasks at law firms, assisting lawyers in their daily responsibilities.

78. Credit Card Debt Relief: Tricks to Watch Out For
If it sounds too good to be true, it probably is. Learn what types of scams many credit card management agencies use to lure people into taking advantage of their services.

79. How To Minimize Your Credit Card Debt
Avoiding credit card lawsuit starts with smart management of your expenses. Learn how to minimize credit card debt by reading this post.

80. Handling Your Debt Collector Like a Pro
Faced with aggressive debt collection agents? If you are one of the thousands of people across the country who are plagued by collection agents for unpaid credit card debts, read this post and learn how to handle collectors like a pro.

81. Consider a Career As a Bail Bond Agent
You may not be aware that one division of law enforcement is bail bonds, and so bail bond agents work for law enforcement. Bail bond agents work as recovery agents. Their primary role is to find people who have not met the conditions of their bail bonds, or who have jumped bail.

82. What Is the Purpose of Immigration Bail Bonds?
When the INS (Immigration and Naturalization Service) arrest an immigrant for whatever reason, the immigrant can be released, if he is able to post a bond. This type of bond is called immigration bail bonds. However, it is the INS that will decide how much the immigration bail bond has to be.

83. Learn More About Bail Bonds
Bail bonds are administered by law enforcement agencies. They are given to people who are arrested. It is a method of ensuring that if the detained person is released before the judgement of their case, they will attend all the proceedings at which they are required.

84. Debt Claim Guide: Being Sued By Credit Card Company?
Being sued by credit card company is a very stressful time. Here's a few tips to keep in mind when facing a credit card lawsuit.

85. How to Fight a Credit Card Lawsuit: Request to Admit Facts Collection Lawsuit
What is Request to Admit Facts in a collection lawsuit? Find out all about it by reading this post.

86. Social Security Disability Attorneys
If you are disabled, and unable to work, you may qualify for Social Security Disability, or SSD. Applying for SSD is a long and complicated process. Acquiring the help of an experienced attorney will greatly improve the chances that the process is successful.

87. Response to Summons: Card Statements Attached With Summons
Are old credit card statements enough evidence to prove ownership of a debt? Learn this and more by reading this post.

88. Answering To a Credit Card Debt Collection Agency
Junk debt buyers and any third party collection agencies do not have the authority to sue you in court. Learn more about it by reading this post.

89. Receiving a Summons: How to Answer a Summons for Debt Properly
Researching is a great way to learn how to answer to a summons for debts as well as other strategies to get the most favorable results in this situation. Find out how to answer a summons correctly by reading this post.

90. Court Summons for Credit Card Debt: Take Immediate Action
An Answer is all it takes for your creditor to stop hounding you with phone calls or aggressive collection efforts. Find out what you need to do to address the summons the right way by reading this post.

91. Legal Principles Applied to the Alteration of Medicaid Plans in Contravention of Federal Legislation
Medicaid is a cooperative federal-state program that provides medical care to individuals. When a state applies for federal funds in order to disperse to its residents the purposes of the Medicaid program, that state must submit its plan to doing this including any necessary changes from the Federal agency policy that administers the program to the Centre for Medicare and Medicaid services. This central agency assesses the plan and before the States plan or any amendments are examined and determined, a review is conducted to determine whether or not the applying state is complied with the various requirements at the...

92. Credit Card Debt: How To Avoid The Cycle of Debt
Don't let your unpaid credit card balance be the cause of a lawsuit. Learn how to avoid accumulating more debts than you can afford to pay.

93. Tips on How To Avoid Credit Card Debt Lawsuits
There's no need to take the credit card lawsuit all the way to court. This post will give you in depth information on how to avoid the lawsuit.

94. Taking Action: Handling Debt Collector Threats
Hounded by incessant calls and aggressive collection efforts by a junk debt buyer? Learn how to handle these sleazebags and stop the harassment by reading this post.

95. 4 Civil Summons Mistakes to Avoid
Committing any types of mistakes in a civil suit has its consequences. Learn what summons mistakes to avoid by reading these tips.

96. What a Process Server Really Does
To get got documents officially delivered, the use of a process server can legally and independently serve documents and courts summons. Being a third part, the process server has a multitude of different tactics to deliver processes, and will be faster and more effective then dealing with the litigation on your own or allowing a sheriff to serve it.

97. When A Summons for Credit Card Debt Is Unanswered
What can you expect if you ignore a summons for credit card debt? This post will show you what happens next if an answer to a summons is not filed on time.

98. Responding To a Summons
Responding to a summons in a timely manner will get the ball rolling in a credit card lawsuit. This article will teach your the basics on how to answer a summons the right way.

99. Vicarious Liability: When You Become Liable on Behalf of Another
There are times when it is necessary to lend your car to someone who runs errands or works for you. Unfortunately, there are times when the same people get involved in accidents. You may be held liable on behalf of someone who used your vehicle under these instances under the rule of respondeat superior.

100. Which Judgments Should You Take?
Ideally, one should only take judgments when there is some confidence that the judgment can be recovered within one year. That is sometimes six months to find and have the judgment debtor assets levied, then waiting up to six more months for the Sheriff to mail you a check.

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